Real Rates of Return


Use this calculator to see how taxes
and inflation affect your investments.

Where do you live? Alberta
Your taxable income
75,000
Initial savings
10,000
Annual savings
1,000
Years of growth
25
Rate of return
6.00%
Inflation rate
2.00%
Your Taxable Income

Enter the taxable income amount from line 260 of your personal income tax return.
X
Annual RESP Contribution

There is no annual RESP contribution limit but there is a lifetime maximum limit of $50,000.
X
Input Error: Contribute for (years)

The maximum value you can enter is 18 years.
X
Input Error: Rate of return

The maximum rate of return you can enter is 15.00%.
X
Input Error: Inflation rate

The maximum inflation rate you can enter is 5.00%.
Investment Value in 18 Years
Lost to Taxes
and Inflation




 

Assumptions
Annual savings are deposited at the start of each year. Calculations use marginal tax rates as of January 2017. Rates take all federal and provincial taxes and surtaxes into account and the basic personal tax credit.

Disclaimer
This calculator is for educational purposes only. All charts and illustrations are for illustrative purposes only and are not intended to illustrate the performance of any security or portfolio. You should not rely on the results as an indication of your financial needs and we recommend that you seek your own financial, investment, tax, legal or accounting advice nor shall the information herein be considered as investment advice or as a recommendation to enter into any transaction. Professional advice should be obtained prior to acting on the basis of this information. The deduction of advisory fees, brokerage or other commissions and any other expenses that would have been paid may not be reflected in the calculation results. ® The Assante symbol and Assante Wealth Management are registered trademarks of CI Investments Inc., used under license.