Assumptions
Rates of return are before taxes and inflation. Annual investments are made at the end of the year. Canadian stocks are represented by the S&P/TSX Total Return Index. U.S. stocks are represented by the S&P 500 Total Return Index in Canadian dollars. Bonds are represented by the Canada 10 Year Total Return Government Box Index. Cash is represented by the Canada Total Returns TBill Index. An investment cannot be directly made in an index. The deduction of advisory fees, brokerage or other commissions and any other expenses that would have been paid is not reflected in the calculations.
Disclaimer
Stocks, Bonds and Cash
See how the three main assets classes have performed over time.