Rate of Return Odds
See how different portfolios and holding periods affect the odds of reaching a target rate of return.
Moderate Portfolio

Distribution of Annual Rates of Return
1 Year Holding Periods
1 Year Holding Periods
Negative
Returns
Returns
0% to
4.99%
4.99%
5% to
7.99%
7.99%
8% to
9.99%
9.99%
10% to
11.99%
11.99%
12% to
14.99%
14.99%
15% to
19.99%
19.99%
20% &
over
over
Assumptions
Best, worst and average returns are annual compound rates of return for various holding periods and portfolio combinations from 1945 to 2019 inclusive. Portfolios were rebalanced to their original allocation every twelve months. Stocks are represented by the S&P/TSX Total Return Index, bonds by the Canada 10 Year Total Return Government Bond Index and cash by the Canada Total Returns TBill Index.
Disclaimer
Best, worst and average returns are annual compound rates of return for various holding periods and portfolio combinations from 1945 to 2019 inclusive. Portfolios were rebalanced to their original allocation every twelve months. Stocks are represented by the S&P/TSX Total Return Index, bonds by the Canada 10 Year Total Return Government Bond Index and cash by the Canada Total Returns TBill Index.
Disclaimer