CPP Benefits - Early or Later?

This table compares the value of CPP benefits if you take them earlier or later.
Current age
End age
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End Age
Enter the age when you will stop receiving CPP benefits.
Start receiving CPP benefits when? Info Button
Start receiving CPP benefits when?
You can start receiving CPP benefits as early as age 60 or as late as age 70.

Start EARLY at age
Start LATER at age
Inflation rate
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Inflation rate
The annual CPP benefits are indexed to this inflation rate.
Rate of return
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Rate of return
This rate of return is used to calculate the present value of the CPP benefits.
What percentage of maximum CPP do you qualify for?
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Percentage of max CPP
The maximum annual CPP retirement benefit is as of January 2019. If you don't qualify for the maximum, enter the percentage here.

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