Fees and Your           
  Retirement Savings        
  The investment fees you pay can have a big impact on your retirement savings. 
  See how a small difference in fees can make a big difference in growth.
  Initial investment  $   
  Annual investment      $   
  Rate of return   %
  Years of growth    
      Lower Fee   Higher Fee  
  Rate of return   % %
  Investment management fee % %
  Net rate of return (after fees) % %
  Difference between the two investments      
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  Annual investments are made at the end of the year.  
  This calculator is for educational purposes only. You should not rely on the results as an indication  
  of your financial needs and we recommend that you seek out your own legal, accounting, tax  
  or professional advice. The deduction of advisory fees, brokerage or other commissions and any   
  other expenses that would have been paid may not be reflected in the calculation results.  
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