Fees and Your Retirement Savings      
The investment fees you pay can have a big impact      
on your retirement savings. See how a small difference      
in fees can make a big difference in growth.      
Initial investment  $   
Annual investment      $   
Rate of return   %
Years of growth    
    Lower Fee   Higher Fee  
Rate of return   % %
Investment management fee % %
Net rate of return (after fees) % %
Difference between the two investments      
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Annual investments are made at the end of the year.  
This calculator is for educational purposes only. You should not rely on the results as an  
indication of your financial needs and we recommend that you seek out your own legal,   
accounting, tax or professional advice. The deduction of advisory fees, brokerage or other   
commissions and any other expenses that would have been paid may not be reflected   
in the calculation results.  
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