Net family income (maximum value $150,000)
Annual RESP contribution
Contribute for (maximum value 18 years)
Years delayed
Rate of return (maximum value 16%)
75,000

2,000

18

5

6.00%

RESP Value in 18 Years
Start Now
Wait 5 Years
Cost of Waiting
Assumptions
Annual RESP contributions are made at the start of each year. Calculations include the basic CESG (20%) and the additional CESG that is based on family income. Calculations use income tax brackets as of . Provincial grants are not included in the calculations.
Annual RESP contributions are made at the start of each year. Calculations include the basic CESG (20%) and the additional CESG that is based on family income. Calculations use income tax brackets as of . Provincial grants are not included in the calculations.