Net family income (maximum value $1,000,000)
Annual RESP contribution (maximum value $50,000)
RESP grows for (maximum value 35 years)
Rate of return (maximum value %)
75,000

18
Enter a value between 1 and . 
18
Enter a value between and 36. 
6.00%
The maximum rate of return you can enter is 15.00%. 
RESP Value in 18 Years
With CESG
Without CESG
CESG Advantage
Assumptions
Annual RESP contributions are made at the start of each year. Calculations include the basic CESG (20%) and the additional CESG that is based on net family income. Family income is assumed to stay the same throughout the time period. Calculations use income tax brackets as of . Provincial grants are not included in the calculations. The maximum lifetime CESG grant you can receive is $7,200.
Disclaimer
Annual RESP contributions are made at the start of each year. Calculations include the basic CESG (20%) and the additional CESG that is based on net family income. Family income is assumed to stay the same throughout the time period. Calculations use income tax brackets as of . Provincial grants are not included in the calculations. The maximum lifetime CESG grant you can receive is $7,200.
Disclaimer